Finances may be tighter in a student budget than what you’re used to since the appearance of the coronavirus (COVID-19). Student budgeting carefully can help you feel more in control and reassured in these uncertain times. Unfortunately for some students, losing a part-time job was also a part of their COVID-19 experience. While student loans continue to go ahead, as usual, some students have been struggling financially without the extra income. Here are some tips to help you start tracking and managing your money flow in a student budget.
Download CanScribe’s monthly Paycheck Tracker. It’s a helpful tool to see where your money is going and where you can make adjustments. Alternatively, there are a variety of budget-tracking apps available for download. Play around with a few before deciding which one best suits your needs.
One of the easiest and most effective ways to reduce your spending is to monitor the money leaving your account each month, according to TopUniversities.com. It will help you avoid situations such as paying for things you never use, any app payments you forgot to cancel after the free trial was over, and freezing any memberships, you’re unable to use due to COVID-19. Online banking is the quickest way to find out which direct debits are leaving your account, or you can try an app that will help you find and cancel unwanted subscriptions and track your monthly outgoings. It’s something to consider if you have more than one bank account.
Things look different these days. It’s much more challenging to catch a movie with friends and end the night with a few drinks or dessert at your local restaurant. Focusing your entertainment around your favourite streaming service is less exciting, but it is a very effective way to save money.
Recreating your favourite foods from restaurants is another fun way to keep costs low and broaden your skillset. However, if you decide to give in and get the occasional meal delivered, you will generally spend less than you would on a restaurant meal. Here are 10 things to do on a student budget.
If you think you need more financial help than you thought, please talk to a Finance and Administration Officer about your options.
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Robert was born in Midland, Ontario on January 11, 1953 and passed away in Nanaimo on November 20, 2009. Robert was the youngest of three. I was the oldest, Doug was the middle child. Our mother and father were divorced when we were very young. Our mother remarried a man who had three sons and then another girl and another boy was born. So there was eight of us altogether. Robert moved to Toronto, Ontario after high school and worked in various jobs there. He then moved to Edmonton, Alberta in 1976 and on to British Columbia in 1977. He lived in Vancouver, Victoria, and finally resided in Nanaimo. Robert had a great sense of determination and optimism. The more he could learn, the happier he was. He continued his education in B.C. at Simon Fraser University. He also took courses in the culinary field and worked as a chef for many years. He also studied law and worked as a paralegal. He studied religions and languages (he could speak many languages) and took many computer courses. He took a Medical Terminology Course, and Emergency First Aid which included CPR.
Unfortunately, Robert's health was never great. He was born a "Blue Baby" and not expected to live. He lived with the HIV virus and with cancer. This was a big factor in his determination to be able to work at home and was why he was taking the Medical Transcription course. Robert was involved with various charitable organizations for many, many years. He cooked numerous meals at food kitchens for the homeless, especially at Christmas and other holidays. He spent time at various senior centers, volunteering, and visiting the residents there. He was an active volunteer at the Nanaimo Parole Citizen Advisory Committee and one of the outstanding jobs he completed for them was their Committee By-laws.
I am very proud of the things that my brother achieved in his lifetime. I have received so many letters, calls and cards since his passing, all of them telling me how much he was liked and how much he will be missed. Robert spent most of his time helping others. I'm attaching a couple of pictures, one when he was very young. If there is any other information you need, please let me know. Thank you again for setting up this scholarship. It means so much to me that his name will carry on. And I know he would be extremely pleased that his name was helping others. That was his number one goal in his life - to help others.
By submitting this form, you are giving your express written consent for CanScribe Career College to contact you regarding our programs via email, telephone, and/or text. You may withdraw your consent at any time.